While far less common than other forms of harm to a home, hail can be quite damaging to your property, especially to roofs and siding. Most homeowner’s insurance policies usually cover damage from hail, water, or flooding, as these are considered part of the Dwelling & Personal Property coverages. To see what types of coverage you should expect your homeowner’s insurance to offer, visit your provider’s site, or view our site to better understand how your policy is structured.
As with other common forms of damage, it can be incredibly important to have a Public Adjuster on your side to help you deal with your insurance provider on a water damage claim. Unlike the independent adjusters from your insurance company, we work for the policyholder, to protect your interests and get you the largest insurance settlement possible. Should your property experience any kind of damage, call us. Our Public Adjusters will help determine the extent of damage to your property and belongings, along with assisting to navigate your insurance policy with relation to your claim. This is especially important when your property experiences any kind of water or hail damage.
While water damage can result from many issues, it is especially prevalent with storms and rain. Since water can seep into unseen areas, it can lead to mold damage, erosion, or the warping of personal property over a long-period of time before being noticed. This damage can be irreparable in some situations. While rain damage is usually undeniable, some water damage claims can be rejected by insurance companies should they deem the damage was a result of neglect or conscious disrepair. If your water damage claim was rejected, call us today to find out if we can help, as there is a good chance your claim was denied unjustly.
Even hail damage is more prevalent than expected, as it can occur outside of the “hail alley” states of Colorado, Wyoming, and Nebraska with regularity. Signs of hail damage include dents in siding, chipped paint, and clear damage or destruction to your property as a result of the hail’s impact. This includes personal property and is incredibly common on roofs and automobiles.
As with other types of damage, it is important to act immediately. Be sure to have a certified copy of your insurance policy on hand. To save yourself time and increase the payout of your rain or hail damage claim, call us today for our professional Public Adjuster’s assistance.